Acoma Capital Partners is Providing Enhanced Business Loan Solutions
Acoma Capital Partners is bringing you unparalleled access to commercial and residential loans. With our strategic partnerships we've found a way to streamline the process, ensuring you receive personalized, efficient, and competitive loan solutions tailored to your unique needs. Together, we're committed to fueling your growth and success.
Qualification
Simple Loan Application
Hard Money / Private Money Loan Programs
Residential Hard Money Loans
A residential hard money loan is a non-bankable loan for investment properties like single-family homes or duplexes. Often called 'no-doc,' private, or bridge loans, these are secured by the property itself, which serves as collateral through a first mortgage. Underwriting focuses on the borrower’s hard assets, not credit history, allowing for fast closings, often in just 3-4 days. Our process is simple: just complete our one-page application, and no appraisal is required.
Commercial Hard Money Loans
A commercial hard money loan is secured by the property itself and focus on the commercial asset rather than the borrower’s credit or financials. This flexibility allows us to fund transactions that don’t meet traditional lending guidelines. We specialize in bridge loans and asset-based lending for office, retail, light industrial, mixed-use, multifamily, and cannabis properties (Colorado only). With no appraisals or upfront fees, we save borrowers thousands while offering fast, efficient funding.
Lending in Colorado, Georgia, and Florida
Fast & Flexible, Private Money and Bridge loans
We’re here to provide structured financial solutions tailored to meet your goals. You’ll receive honest, timely answers with no runaround. While we are brokers, our process is streamlined, ensuring quick responses and a seamless loan process. With ample capital and in-house underwriting, funding, and servicing, we eliminate upfront fees and offer the flexibility to craft the right loan package for your unique needs. Our expertise allows us to move quickly, delivering solutions that work for you.
Frequently Asked Questions
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You need a loan quickly and can’t wait the 3 to 6 months for a traditional bank loan
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You need a “bridge Loan” / short term loan to help “bridge” the gap between transactions
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You do not qualify for traditional financing for whatever reason (income, tax returns, unique property, etc..)
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You are a small business owner that shows a number of expenses to try to minimize taxable revenue
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Although you have ample equity, You or your property has liens, judgments, unpaid bills, etc. that cash is needed to resolve
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You are trying to avoid foreclosure or a default and restructure your debt or reposition the property
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Our application process makes it quick and easy to get the money you need. Just fill out our online application, upload the requested documents, and we’ll do the rest. Assuming all looks good, we'll try and get you approved within 30 days.
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Borrowers with impaired credit (Fairview Lending can lend to borrowers with any credit including past bankruptcies)
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Tax Liens/Judgements/unpaid items etc..
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Borrowers that need funds quickly on their residential investment property
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Time constrained borrowers/ Borrowers need a quick closing
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Borrowers in need of a stated loan due to tax returns (or lack thereof)
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Foreclosure avoidance
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Foreign Nationals
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Borrowers do not have the time or energy to jump through the multiple hoops of a conventional lender
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Complex loans with multiple pieces of collateral
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Credit score requirements vary by lender and loan type. Traditional lenders, like banks, usually require a good to excellent credit score (typically 600+). Alternative lenders or funding platforms may have more flexible criteria, focusing on revenue, time in business, or other factors rather than credit history alone.
Yes! However, it is important to keep in mind that while traditional financial institutions and lenders can provide cannabis business loans, financing is often obtained from private investors or venture capitalists due to the stigma attached to cannabis products. It's our job to find the best solution for you.
